PF Loan

                                            PF Loan Application

Employee

• Go to https://hrms.indianrail.gov.in/HRMS/login
• Enter User Id, Password.
• Then enter OTP received by register mobile no.
• Go to Loan and Advances -> My PF Loan Applications menu.
• Click on “New Application” Button.
• Employee’s basic, bank details, last PF loan details and PF balance are shown.
• Employee selects PF loan type, withdrawal reason, enter amount, remarks and submit.

Method of PF WITHDRAWAL through HRMS

A) Login to your account

Search HRMS RAILWAY in Google, click on the search result https://hrms.indianrail.gov.in/, HRMS portal will open-

Now you enter your HRMS ID, after that enter the password of HRMS. Click on Login.

An OTP will come on the mobile number registered in HRMS. Feed that OTP--

After entering the OTP, click on Verify OTP. After OTP verification, your HRMS account will be opened.

B) Open PF Application Form and fill it

On clicking on Loans & Advances, My PF Applications will come up. Click on My PF Applications.

On clicking My PF Applications, the PF Applications tab will open. Here you can see the list of previously applied PF applications.

If you want to apply for new PF withdrawal, then click on New Application.

On clicking New Application the application form will open-

Here in the first part the details of the employee are automatically filled in the form. You don't have to do anything here.

In the second part the details of your previous PF loan come, here also you have nothing to do.

 After this comes the PF loan application form in the third part. Here you have to fill the details of applying for fresh PF withdrawal.

 First of all, you will select the type of application – either Final or Temporary. If you are taking final then you will select final. If you are withdrawing Temporary PF then you will select Temporary.

 After that you have to fill the withdrawal amount. If you are taking temporary, then how many installments have to be deducted, that number will be filled. Will fill the name of the dependent for whom the withdrawal is being made.

If you are making a withdrawal for house construction or plot purchase, then fill the details thereof, or

Fill in the details if you are making PF withdrawal to do that on your children's education, or

If you are making PF withdrawal for the treatment of yourself or any family member, then fill its details

If you are withdrawing for treatment, write the name of the patient, the name of the hospital/doctor.

Indoor or Outdoor - Select Outdoor in Indoor Patient / Outdoor Patient.

Whether to take Reimburs or not - Select Not available in Reimbursement available / Reimbursement Not available.

After filling all these details click on SUBMIT.

On clicking, your PF withdrawal application will be submitted to HRMS as well as you will get an application number. This application number will also reach your mobile through SMS.

If you want to know the status of your application, whether it is passed or not or at which stage your application is, then you can track the status of your application by login to HRMS.

PF WITHDRAWAL PROCESS- at a Glance

1. Search HRMS RAILWAY in Google on Computer or Mobile
2. Click https://hrms.indianrail.gov.in/
3. Now enter your HRMS ID and Password. Click on Login
4. Enter the OTP received in your mobile and click on Verify OTP
5. Click on Loan & Advances
6. Click on My PF Applications
7. Click on New Application
8. Scrolling down, enter details in PF loan application details
9. Select Temporary or Final
10. Select the reason for withdrawal, enter the withdrawal amount
11. Enter the number of installments if there is a temporary withdrawal
12. Fill the name of the dependent
13. Fill the details of house construction / plot or education of children or patient
14.  After filling the details, click on SUBMIT.

Thus the process of application for PF WITHDRAWAL through HRMS is completed.

PF Loan Dealing Clerk/Verifying Authority/Accepting Authority

• Click on Loan and Advances ->PF Loan Applications menu
• List of Applications are shown.
• Click on Application number.
• PF loan application details are shown.
• Enter remarks and press forward/Reject button.
• Accepting Authority digital sign application and accept. On accepting a PDF file is generated and digitally signed. Same Signed PDF file along with application data is sent to account dept. through IPAS system.
• On every change of status of PF Loan application, a SMS is sent on employee mobile number.

IPAS system process

·         Whenever application’s status is changes in IPAS system, same is reflected in HRMS application in application list in Loan and Advances -> My PF Loa n Applications menu.